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Real Estate Dictionary: Winchester Virginia home buying, real estate listings, and homes for sale in Winchester County, VA

Welcome > Resources > Real Estate Dictionary - A

National Association of Realtors (NAR)	A real estate trade organization that sets the standards for integrity and honesty within the real estate profession nationwide
Negative amortization	A gradual increase in the balance of a loan or mortgage which occurs because the monthly payments made are too small to cover the entire principal and interest charges; this shortfall amount is added to the remaining balance, resulting in negative amortization
Net listing	The advertisement of the price of property for sale in terms of the net price the seller will receive, once the property is sold, a type of listing which is illegal in many states
Net worth	The total value of all of an individual's assets, minus all liabilities or debts
No cash-out refinance	A transaction for refinancing a mortgage in which the new mortgage amount is limited to the sum total of the remaining balance of the first mortgage, points, closing costs, whatever is required to satisfy any liens that are more than one year old and other funds for the borrower's use (as long as the amount is one percent or less of the principal amount of the new mortgage)
Notary	An individual authorized by law to certify documents and signatures
Note	A legal document that obligates a borrower to repay a loan or owed sum of money at a stated interest rate over a designated period of time

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Dallas Croft, REALTORŽ, real estate agent and broker for Winchester Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Dallas Croft
ERA Oakcrest Realty
2045 Valley Avenue
Winchester,VA 22601
1-540-450-1233
1-540-662-9132
Fax: 1-540-662-0986
DallasCroft@NUMBER1EXPERT.com
I have been selling homes for 18 years and have consistently been in the top 5% in overall sales volume of the Blue Ridge Association of REALTORSŽ for the past 13 years. I am a member of the Blue Ridge Hall of Fame because of my repeated success as a real estate agent. In 2005 I had over 130 transactions selling more than 51 million dollars worth of real estate and was selected "Sales Person of the Year" by the Blue Ridge Association of Realtors. I strive to meet every client's needs. My slogan is simple, "I Sell Homes." That's what I do and that's what I do best.

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